Financing
that fits you
BeFinance supports individuals, professionals and associations across Europe with simple, transparent and project-tailored financing solutions.
A solution for every project
Three complementary approaches to meet your financial situation.
Classic loan
Fixed-rate financing for all individuals, with no application fees.
Zero-rate loan
0% interest financing with application fees based on eligibility.
Professional loan
Financing dedicated to entrepreneurs, associations and professionals.
Non-repayable financing
Exceptional schemes for social impact projects, subject to conditions.
Simulator — Classic loan
How does it work?
Simulate online
Fill in the form and upload your documents directly in the simulator. Free, no account required.
Automatic scoring
On submission, our algorithm calculates your financing score and assesses your repayment capacity.
Approval & Contract
Our team validates your file and generates your contract to be signed electronically online.
Fund release
Funds are transferred directly to your dedicated SEPA account, in your name. You then repay by monthly wire transfer before each due date.
Transparency at the heart of our model
Unlike traditional institutions, BeFinance gives you total visibility on your file, your funds and the progress of your financing in real time.
Transparent repayment
You repay by monthly wire transfer from your dedicated SEPA account. Payment history and upcoming due dates accessible from your client dashboard.
Response within 48h
Our teams are committed to processing your file as quickly as possible, without unnecessary bureaucracy.
Secure data
AES-256 encryption of all your documents. GDPR and eIDAS compliant platform.
European coverage
Available in 8 languages to support our clients across Europe.
Experts at your service
A multidisciplinary team united around a conviction: financing must be accessible, transparent and human.
Alexandre Moreau
CEO
15 years of experience in financing and wealth management across Europe.
Sophie Lefevre
COO
Specialist in regulatory compliance and financial risk management.
Mehdi Bensaid
Head of Credit Analysis
Expert in scoring and financing file analysis for 10 years.
Clara Hoffmann
European Client Relations
Trilingual, she assists our clients in 6 European countries daily.
Responsibility
We offer ethical solutions tailored to each client's real situation, without ever overexposing them financially.
Transparency
No hidden fees, no opaque clauses. You know exactly what you are signing and why, at every step.
Proximity
A human, available and responsive team. Behind every file, a person who listens and gets involved.
They trust us
More than 1,200 clients supported across Europe.
"« Simple and transparent process. I got my financing in less than 5 days. The team is available, responsive and really attentive. »"
"« Excellent service for my professional loan. The platform is clear, real-time file tracking is a real advantage over traditional banks. »"
"« I was able to finance my association project thanks to the non-repayable scheme. Quality support and a really committed team. »"
"« BeFinance allowed me to launch my second business without hassle. Everything happens online, electronic signature is very convenient. »"
"« I was skeptical at first but the process is really serious. My file was processed quickly and the follow-up is exemplary. »"
"« The BeFinance professional loan allowed me to invest in my equipment without immediate impact on my cash flow. Highly recommended. »"
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Open an accountYour project starts
today
Rejoignez plus de 1 200 clients qui ont déjà fait confiance à BeFinance pour leurs projets à travers l'Europe.